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High Net Worth Home Insurance

Protecting high value homes and possessions.

Standard insurance policies will meet the needs of most customers. However, a high net worth policy benefits customers who have particularly valuable assets, such as an expensive home, fine art collection, high end jewellery, yachts, motor vehicles and more.

What is High Networth Home Insurance?

Do you live in a home of higher than average value? Or have contents worth more than £50,000?

If so, High Net Worth Home Insurance can often be the cheapest and best way of providing the insurance you need, rather than a standard Home Insurance policy.

Would your home cost over £250,000 to rebuild from scratch?

If you do not know how much your home would cost to rebuild, you have a couple of options.

  • Arrange a Building Survey on the property
  • Online calculator run by the Royal Institution of Chartered Surveyors.

Do you have any possessions worth over £10,000?

Even if it’s just one  item – such as an engagement ring or a watch – you should have it properly valued and make sure it is fully covered for all risks.

Do you have any fine art, antiques or collectables?

We can help you to find the right cover for all your valuables. (See our Fine art Insurance page)

What does it cover?

High Net Worth Homes and possessions are complex, and getting the right cover, at the right price is crucial.

Typically, a policy will cover:

  • Buildings cover, including accidental damage
  • Contents of Garden and Landscaping
  • Legal Expenses
  • Fine Art, Antiques and Collectables
  • Musical Instrument Cover
  • Classic Car or other Classic Motor

However, every policy can be altered to suit your specific requirements to make sure what you need to be covered, is covered. For example:

  • Second / Holiday Homes cover
  • Dependent Parents’ Possessions – Cover for parents’ property while in a care home, for example
  • Quality Travel cover for all members of the household – including domestic staff
  • Unoccupied Property cover

Get in touch today…

Almost all high net worth customers have unique requirements, therefore it is critical that we understand all your options. Eastside Insurance have many years’ experience in this field, and with access to a wide range of insurers, we are able to offer a competitive and flexible range of insurance policies that will be unique to you.

Get in touch today for more information.

Get a quote:

Contact us today for expert advice and a free, no obligation quote 01792 641611, or Contact us